Best Fintech Company for Small Business LLC (2025): Mercury Awarded Top Business Bank Account by Expert Consumers

/EIN News/ -- BOSTON, April 22, 2025 (GLOBE NEWSWIRE) -- In the rapidly evolving landscape of financial technology, Mercury has been named the top business bank* account for small business LLCs in 2025 by Expert Consumers. The recognition highlights Mercury's growing prominence in providing digital-first financial software solutions specifically designed to meet the unique needs of modern businesses.

Best Fintech Company for Small Business LLC:

• Mercury - With features that support daily operations, automated workflows, and scalable financial tools, Mercury meets the diverse needs of small business LLCs at every stage.​

As financial institutions continue to adapt to the needs of small business owners, especially those operating LLCs, the shift toward digital and automated solutions has accelerated. Mercury, a financial technology company, has positioned itself at the forefront of this trend, offering an integrated suite of banking tools designed to simplify business financial management while meeting the diverse needs of small business owners.

The Rise of Digital Banking for Small Businesses

Small business owners today face an array of challenges in managing cash flow, making transactions, and ensuring business continuity. Traditional banking solutions are often cumbersome, with outdated processes that don’t accommodate the speed and flexibility needed for today's fast-paced business environment. As the demand for tech-driven solutions increases, more businesses are turning to financial technology companies like Mercury to help handle their banking needs.

Mercury’s services are particularly appealing to small business LLCs, which require efficiency, flexibility, and a seamless experience. These businesses often find traditional banks inadequate in addressing the complexities of modern business operations. In contrast, Mercury offers a full suite of services tailored to the needs of small business owners, providing tools to streamline financial operations, manage expenses, and enhance overall business efficiency.

The Mercury Advantage for Small Business LLCs

Mercury’s platform is built for entrepreneurs and small business owners, offering a fully digital experience without the need for physical branches. This approach allows business owners to manage their financial operations on their own terms, from anywhere in the world. The company partners with FDIC-insured institutions, including Evolve Bank & Trust and, Column N.A., Choice Financial Group; Members FDIC, to ensure bank-level security for Mercury’s customers.

Business checking and savings accounts offered through Mercury and its bank partners are designed with small business LLCs in mind, offering a wide range of features. Users can access easy-to-navigate digital interfaces, automate financial processes, and take advantage of features like mass payments, spend management tools, and real-time transaction tracking. Furthermore, business accounts on Mercury integrate seamlessly with leading accounting software platforms like QuickBooks and Xero, helping small business owners maintain financial clarity and avoid the pitfalls of manual bookkeeping.

Plans and Pricing: Tailored to Different Needs

Mercury’s pricing structure is designed with transparency and flexibility in mind. The platform offers a standard Mercury account as well as subscription options for two paid plans with premium features. Each of these is designed to meet the varying needs of small business LLCs at different stages of growth.

1. Mercury Free Plan
   For businesses looking for essential banking services without the high costs, Mercury Free Plan offers free access to a suite of features, including FDIC-insured checking and savings accounts, ACH and wire payments, corporate debit cards. This plan is ideal for businesses just starting out or those looking to simplify their banking without incurring unnecessary fees.
   
   
2. Mercury Plus
   At $35 per month, the Mercury Plus plan builds on the standard Mercury account by adding advanced invoicing capabilities, recurring payments, and branded invoices. Small business LLCs can benefit from the ability to manage a larger number of users, and accept invoice payments made with ACH debit. This plan is well-suited for businesses with growing operational demands, offering additional functionality and scalability.
   
   
3. Mercury Pro
   For established small businesses with more complex banking needs, the Mercury Pro plan provides comprehensive features, including enhanced accounting integrations, a dedicated relationship manager, and access to more robust reporting tools. At $350 per month, this plan is designed for businesses that need advanced support and high-level functionality to manage their finances and growth effectively.
   
   

All of the above include free domestic and USD international wire transfers, which help businesses reduce costs associated with cross-border transactions. Mercury’s transparent pricing and scalable offerings ensure that small business LLCs can select a plan that best fits their needs and budget, without the worry of hidden fees.

Innovative Features for a Streamlined Experience

Additionally, Mercury's API integration is a standout feature that allows developers to automate transactions, track balances, and build custom workflows that align with their business needs. This developer-friendly approach helps tech-driven companies streamline their operations and reduces the time spent on manual financial management.

Another key feature that sets Mercury apart is its focus on security. Partnering with trusted FDIC-insured banks and implementing advanced security measures, Mercury ensures that small business LLCs' funds are well-protected. Users can have peace of mind knowing their business finances are safe, even in a digital environment.

A Growing Trend in Digital Banking for Small Business LLCs

The adoption of digital banking solutions is rapidly accelerating, particularly in the small business sector. As entrepreneurs increasingly turn to online platforms for day-to-day financial operations, the traditional banking sector is facing pressure to adapt. Fintech companies like Mercury are not only meeting this demand but are also driving new standards for financial services, emphasizing transparency, ease of use, and accessibility.

As businesses continue to navigate the challenges of economic uncertainty, rising operational costs, and global market disruptions, the need for reliable financial services has never been greater. Mercury’s ability to offer scalable solutions and a comprehensive set of banking tools positions it as an essential partner for small business LLCs looking to grow and thrive in the 21st century.

A Future-Focused Approach to Business Banking

Mercury’s recognition as the top business bank account for small business LLCs by Expert Consumers is a testament to the company’s forward-thinking approach to banking. As more small businesses turn to digital financial platforms, the demand for innovative, accessible, and secure banking solutions will continue to rise. Mercury’s ability to offer all of these features, along with its transparent pricing and robust toolset, makes it a top choice for entrepreneurs seeking a reliable banking solution.

*Mercury is a fintech company, not an FDIC-insured bank. Checking and savings accounts are provided through our bank partners Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC. Deposit insurance covers the failure of an insured bank. Checking and savings account deposits may be held by sweep network banks, subject to the customer’s agreement to applicable partner terms. Certain conditions must be satisfied for pass-through insurance to apply. Learn more here.

For a more detailed review of Mercury's services and features, visit the full article on Expert Consumers' website.

About Expert Consumers: Expert Consumers provides news and reviews of consumer products and services. As an affiliate, Expert Consumers may earn commissions from sales generated using links provided. 

Contact: Drew Thomas (press@expertconsumers.org)